TransUnion is the new trading name of Callcredit in the UK. The usual high levels of service and products will continue as normal whilst we update the brand over the coming months.

Get Your Credit Rating Report from Callcredit Today!

When you apply for credit, it's all about appearing financially attractive to the lender. Whether that's a mortgage provider, insurance company, mobile phone provider or utility company - or even a new employer - they will all take a strong interest in your credit history.

The information on your credit report touches all different aspects of your life, so it's important to undertake a credit check regularly to identify and put right anything that may lead to a rejection.

Lenders usually know exactly what type of customer they're looking for, so rejection can sometimes be beyond your control. But regularly checking your credit report for errors is one of the best ways to make yourself a more financially attractive customer.

£2 statutory credit report

You have a statutory right to see your credit report. 

  • One-off snapshot of your credit status.
  • Small administration fee.
  • Available online or by post.

Your 'statutory credit file' is one of the building blocks of your credit scoring and the Consumer Credit Act gives you the right to request to see it. For just a £2 administration fee, you'll have access to details about your credit accounts, missed payments and the people who you have financial links to.

This credit check won't give you a detailed credit rating check like Noddle, but it will give you a good overview of the factors affecting how financially attractive you are. You can also choose whether you'd like to receive it online or by post.

Get a £2 statutory credit report

Which Callcredit Credit Report is right for you?

There are other ways to see your credit report with Callcredit, other than via a statutory credit report, depending on what level of insight you need:


FREE for life - no 30 day trial or need to remember to cancel. The credit check includes:

  • Your detailed credit score, credit rating and credit report. (Updated monthly)
  • Deals that suit your credit profile.
  • Money saving offers.
  • Upgrade to add alerts and ID protection if you need them.
  • More information

Sign up to Noddle today to get your FREE credit report


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Learn more about your credit report....

What is a credit report?

Your credit report is your financial passport and whenever you apply for credit, lenders will partially base their decision on the information it provides. It also contains your all-important credit rating.

It's important to check your credit rating because it is not just affected by your financial behaviour - failure to update your address or not being on the electoral register can also affect your ability to be accepted for credit. Regularly checking your credit report will let you identify small issues early on to help you get credit when you need it.

Understanding your credit file

You'll get maximum benefit out of your credit file if you know what to do with it. Learn how it's used and how to improve it and you'll be able to make yourself more financially attractive and less vulnerable to rejection.

The main thing you should check is the detail held by credit providers to make sure the information is correct and relates to you. If there are errors on your file then it is important to have these corrected. 

Financial disassociation

A financial disassociation is a method of removing a financial connection between yourself and any other people showing as financially connected with you on your personal credit report.

Download a disassociation form.

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More Information on Noddle

Our FREE for life service Noddle gives you free access to your credit report, rating and score! Noddle allows you to get access to your credit status online within minutes and it is updated monthly to give an accurate picture of your credit status.

And when you've got your credit report, use Noddle's suggestions to find the best credit cards and loans for you. They're made based on your credit rating - giving you an accurate idea of which cards and loans you're likely to be accepted for.

It's a simple concept - saving you time, money and helping you make informed decisions.