Get YOUR Personal Credit Report from Callcredit

Your credit report is like your financial passport. When you apply for credit, lenders will use it to make decisions about you based on the information it contains. A healthy credit report will better your chances of being approved for a credit card, a mortgage, a bank loan and many more credit-related products. The more you know about what's on your credit file, how it's used and what you can do to improve your credit rating or score, the more likely it is that you’ll get the credit you need at the best rates.

It’s also important for you to know if somebody is using your name or details fraudulently – and you can find this out by getting your credit report from Callcredit.

There are two ways you can access your credit report:

1. £2 Statutory Credit Report

The Consumer Credit Act gives you the right to request your statutory credit file. For just a £2 administration fee, your statutory credit file will provide access to details about your credit accounts, missed payments and the people who you have financial links to. You can also choose whether you'd like to receive it online or by post.

2. Noddle

Free access to your credit report and score for life. Along with your monthly credit report, score and credit rating, Noddle can also help you find the best loans and credit cards for your credit rating – making sure you only apply for the products which you’re most likely to be accepted for.

Need some help and advice?

To help guide you through your credit report and how to protect yourself from identity fraud we have created a Consumer Help Section as well as an FAQs section.

It’s here where you can learn exactly how to check your credit report and understand what affects it. You can also access our guide on how to improve your score.

It only takes a few minutes to fill out your credit report application, whether you go through the £2 Statutory Credit Report or Noddle website. All you need to do is provide us with some personal details and run through the straightforward onscreen instructions.